Employers carry an insurance policy that provides temporary disability, medical care, permanent disability, medical mileage reimbursement and vocational rehabilitation if the employee cannot longer do the same job. Injuries range from the accidents on the job to the injuries that have built up over a period of time, such as carpal tunnel. To recover benefits from the employer’s insurance company, the employee or their family must file a workers’ compensation claim. A workers’ compensation claim usually pays a disabled employee with a work related injury or occupational disease two-thirds of their usual salary for the duration of their disability. Employees with dependents or permanent work related injury or occupational disease might receive more.
Some employees must file through the federal government and others through their state government, and that workers’ compensation laws vary across the country. This can make a workers’ compensation claim exceedingly complicated. Without knowing how to navigate the workers’ compensation claim process, an employee who has suffered a work related injury or occupational illness, or their family, could lose valuable benefits. The employee must prove through medical documentation from physicians approved by the federal or state workers’ compensation board that their injury is due to a workplace accident or their disease related to their exposure on the job.
Let a workers’ compensation attorney from our firm fight to ensure you receive your due benefits.
Your injury or illness may make compiling the paperwork for a workers’ compensation claim difficult. The process can be complicated and workers’ compensation laws are constantly changing. While some employees represent themselves in these claims, you have the right to have a workers’ compensation attorney help you. Only a workers’ compensation attorney will know how to advise you during your claim and protect your valuable legal rights.
When you file a workers’ compensation claim, you are filing a claim against your employer’s insurance company. While some injuries from workplace accidents may be simple to prove, that may not be the case with others, especially cases of occupational disease such as cancer. The insurance company may deny the workers’ compensation claim even though you are out of work and need the money desperately to support your family. You have the right to appeal the insurance company’s denial to the Workers’ Compensation Board. The insurance company has its own attorneys. You should have a workers’ compensation attorney on your side.